Financial Aid Programs

Grants:

Grants are a type of financial aid that normally does not have to be repaid. Elizabethtown Community and Technical College offers the following grants:

Pell Grant
- Generally awarded only to undergraduate students who have not earned a bachelor’s or professional degree. To apply for a Pell Grant complete the Free Application for Federal Student Aid, (FAFSA).
Cap Grant
- The College Access Program Grant. To apply for a Cap Grant complete the Free Application for Federal Student Aid, (FAFSA) before the state aid deadlines published on the front of the application.
FSEOG Grant
- Federal Supplemental Educational Opportunity Grant for undergraduate students with exceptional financial need. To apply for a SEOG Grant complete the Free Application for Federal Student Aid, (FAFSA).
Academic Competitiveness Grant (ACG)
- This grant is available for students in their first and second years of college that completed a rigorous secondary school program of study. (Effective Fall 2006)

Loans:

Loans must be paid back to the government. The student has six months after they graduate, leave school, or drop below half-time enrollment to begin repayment. Elizabethtown Community College offers two types of loans:

Federal Stafford Subsidized
- Loans that are awarded on the basis of financial need. The federal government does not charge you interest while you are enrolled in school at least half-time, during the six month grace period, or during deferment.
Federal Stafford Unsubsidized
- Loans that are awarded regardless of the students or families income. The student is charged interest from the time the loan is disbursed until it is paid in full. If you allow the interest to accumulate, it will be capitalized (interest will be added to the principal amount of your loan and additional interest will be based upon the higher amount). Note: Capitalization will increase the amount you have to repay. If you choose to pay the interest as it accumulates, you will repay less in the long run.

To begin the loan process you must first complete the Free Application for Federal Student Aid, (FAFSA). Students must also complete a Master Promissory Note and Entrance Counseling before loans can be disbursed.

Scholarships:

Scholarships are an award that doesn’t have to be repaid. A scholarship is usually based on skill, ability, talent, or achievement

Scholarships for Elizabethtown Community and Technical College are made available by corporations, businesses, civic clubs, and individuals who contribute annually to the scholarship program at the College and through the scholarship program of the North Central Education Foundation, (NCEF).
The Scholarship application process is coordinated by the college Director of Admissions. Scholarship applications are available from the Online Forms page, or in the Admissions Office and have a priority filing date of March 1.

Kentucky Educational Excellence Scholarship (KEES):

The 1998 General Assembly provided Kentucky high school students a great opportunity to make their education pay with the Kentucky Educational Excellence Scholarship (KEES)! Administered by the Kentucky Higher Education Assistance Authority (KHEAA), is funded by Kentucky Lottery proceeds.

Students who try to get the most from high school by studying hard and making good grades (2.5 GPA or higher) can earn scholarships for college or technical school. The better students do in high school, the more they will earn toward college scholarships. And students who complete their college studies have a better opportunity to achieve their career goals and improve their standard of living. Education really does pay!
You do not have to apply for a KEES award. It is sent automatically to the college you’re attending after the school lets KHEAA know that you are attending classes.

Federal Work Study Program:

The Federal College Work-Study Program provides jobs for students with financial need, allowing them to earn money to help pay education expenses. Federal College Work-Study is a need based program and is based on your unmet need. The program encourages community service work and work related to your course of study whenever possible.

The Federal Work-Study Program provides jobs for undergraduate and graduate student with financial need. This allows the student to earn money to help pay educational expenses. Wages will be at least the current federal minimum wage.
The total Federal Work-Study award depends on when the student applies, the level of need, and the funding available. To apply for the Federal Work Study Program complete the Free Application for Federal Student Aid, (FAFSA).

Funding and positions are limited.

Contact Us | Disclaimers
600 College Street Road, Elizabethtown, Kentucky 42701
(270) 769-2371 or toll free (877) 246-2322

A member of the Kentucky Community & Technical College System. KCTCS

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